Wealth Management
Trust the professionals at Horizon Financial to offer independent advice regarding all of your investment needs. Whether it’s guidance about college funding, Roth conversions, rollovers or required minimum distributions from retirement accounts, we’re knowledgeable about your investment and wealth management options.
As a Horizon Financial client, you will receive the following personal attention to your investment portfolio:
- Review your investments and design a personal portfolio appropriate to your needs
- Continually monitor your investments
- Regular meetings to review, evaluate investment performance, update your financial objectives and reallocate your portfolio if necessary
- Quarterly statements
- Aggregation of all accounts to simplify and reduce paperwork
- Complimentary consultation with your tax preparer to identify opportunities to maximize tax deduction strategies
- Recommendations of tax strategies, including tax advantaged investments
Legacy Planning
Let the Horizon Financial team help you create your financial legacy by extending the reach of your values to the next generation. We can offer personalized advice regarding life insurance, retirement and additional estate planning strategies.
Every Horizon Financial client will be treated with confidentiality and respect, and your portfolio will get the following consideration:
- Analysis of your current estate plan and concerns
- Complimentary consultation with your attorney
- Assistance in transferring your assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of a loved one’s death
- Review of beneficiary designations and asset titling
- Review of your long-term care needs
Retirement Planning
Ensure you are effectively planning for the future with retirement planning strategies advised by Horizon Financial. We strive to stay abreast of the ever-evolving wealth management changes regarding retirement income, RMD payments and more for the benefit of our clients.
When you entrust your retirement planning to Horizon Financial, your portfolio will receive the analysis and attention below:
- Analysis of your needs now and in the future
- Analysis of potential estate tax liabilities
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the most appropriate distribution strategy for your employer-retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs
- Review options for conversion to a ROTH IRA