Welcome to Horizon Financial
We honor the hard work that has gone into building your nest egg. That's why each portfolio here at Horizon is tailored to meet your individual needs, goals, and personal situation.
We invite you to connect with us and experience the Horizon difference.
Here are some other reasons to choose us:
We are Committed to Transparency and Integrity:
We follow fiduciary principles and make every recommendation based on what we believe is in the best interest of the client. We charge a simple management fee, and that means we only do better when you do better.
We Value Community:
We make our home along the beautiful gulf coast of Alabama and we are passionate about empowering our community and giving back.
We Have the Experience You Are Looking For:
Our founder, James Henry Hardy has over 32 years of experience in financial services. Our team has been working together to deliver high quality service to our clients for over ten years.
We are recognized by Dave Ramsey as a Smartvestor Pro, and we utilize his philosophies on investing. We have helped hundreds of families start investing and create a vision for their future.
Our office is located directly across the street from the Eastern Shore Center, in Spanish Fort, Alabama. Make an appointment to come see us today!

Retirement Planning
Plan now for your retirement later with sound advice from our professionals about effective RMD and wealth distribution strategies.

Wealth Management
Trust our knowledgeable advisors to help you prepare for every stage of life, from saving for college to preparing for retirement.

Legacy Planning
Let us help you articulate the impact of your financial legacy with the discussion of trusts, life insurance & IRA beneficiary analysis and more.
Words of Wisdom
"The investor of today does not profit from yesterday's growth."
- Warren Buffet
Meet the Team
Our Team

Our professionals are ready to evaluate and support all your potential investments.
Our Philosophy

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.